{"id":3190,"date":"2026-02-25T17:57:20","date_gmt":"2026-02-25T14:27:20","guid":{"rendered":"https:\/\/notes.yummybrands.studio\/?p=3190"},"modified":"2026-02-25T18:07:25","modified_gmt":"2026-02-25T14:37:25","slug":"%d8%ae%d9%84%d8%a7%d8%b5%d9%87-%da%a9%d8%aa%d8%a7%d8%a8-%d8%b3%d9%88%d8%af-%d9%88-%d8%af%db%8c%da%af%d8%b1-%d9%87%db%8c%da%86","status":"publish","type":"post","link":"https:\/\/notes.yummybrands.studio\/?p=3190","title":{"rendered":"\u062e\u0644\u0627\u0635\u0647 \u06a9\u062a\u0627\u0628 \u0633\u0648\u062f \u0648 \u062f\u06cc\u06af\u0631 \u0647\u06cc\u0686"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\">\u0627\u06cc\u062f\u0647\u200c\u06cc \u0627\u0635\u0644\u06cc \u06a9\u062a\u0627\u0628 (\u0647\u0633\u062a\u0647\u200c\u06cc \u0645\u0627\u062c\u0631\u0627)<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u062d\u0633\u0627\u0628\u062f\u0627\u0631\u06cc \u0633\u0646\u062a\u06cc \u0645\u06cc\u200c\u06af\u0647:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u0641\u0631\u0648\u0634 \u2212 \u0647\u0632\u06cc\u0646\u0647\u200c\u0647\u0627 = \u0633\u0648\u062f<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0648\u0644\u06cc \u0646\u0648\u06cc\u0633\u0646\u062f\u0647 \u0645\u06cc\u200c\u06af\u0647 \u0645\u0634\u06a9\u0644 \u062f\u0642\u06cc\u0642\u0627\u064b \u0647\u0645\u06cc\u0646\u0647 \u0686\u0648\u0646 \u201c\u0633\u0648\u062f\u201d \u062a\u0647\u0650 \u062e\u0637 \u0645\u06cc\u200c\u0645\u0648\u0646\u0647 \u0648 \u0645\u0639\u0645\u0648\u0644\u0627\u064b \u0686\u06cc\u0632\u06cc \u0627\u0632\u0634 \u0646\u0645\u06cc\u200c\u0645\u0648\u0646\u0647. \u0631\u0627\u0647\u200c\u062d\u0644\u0634:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u0641\u0631\u0648\u0634 \u2212 \u0633\u0648\u062f = \u0647\u0632\u06cc\u0646\u0647\u200c\u0647\u0627<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u06cc\u0639\u0646\u06cc <strong>\u0627\u0648\u0644 \u0633\u0648\u062f \u0631\u0648 \u062c\u062f\u0627 \u06a9\u0646\u060c \u0628\u0639\u062f \u0628\u0627 \u0628\u0627\u0642\u06cc\u200c\u0645\u0627\u0646\u062f\u0647 \u06a9\u0633\u0628\u200c\u0648\u06a9\u0627\u0631 \u0631\u0648 \u0627\u062f\u0627\u0631\u0647 \u06a9\u0646.<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u0648 \u0627\u06cc\u0646 \u06a9\u062a\u0627\u0628 \u062a\u0623\u06a9\u06cc\u062f \u0645\u06cc\u200c\u06a9\u0646\u0647 \u0628\u0631\u062f\u0627\u0634\u062a \u0633\u0648\u062f \u0628\u0627\u06cc\u062f <strong>\u0627\u0632 \u067e\u0631\u062f\u0627\u062e\u062a \u0647\u0632\u06cc\u0646\u0647\u200c\u0647\u0627 \u0648 \u062d\u062a\u06cc \u0628\u062f\u0647\u06cc<\/strong> \u0645\u0647\u0645\u200c\u062a\u0631 \u0628\u0627\u0634\u0647 (\u0627\u0648\u0644 \u0633\u0648\u062f\u060c \u0628\u0639\u062f \u0628\u0642\u06cc\u0647).<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">\u0686\u0631\u0627 \u0627\u06cc\u0646 \u0631\u0648\u0634 \u062c\u0648\u0627\u0628 \u0645\u06cc\u200c\u062f\u0647\u062f\u061f (\u0631\u0648\u0627\u0646\u0634\u0646\u0627\u0633\u06cc \u067e\u0634\u062a\u0634)<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u06a9\u062a\u0627\u0628 \u0645\u06cc\u200c\u06af\u0647 \u0645\u0627 \u0622\u062f\u0645\u0627 \u0627\u06cc\u0646\u0637\u0648\u0631\u06cc\u200c\u0627\u06cc\u0645 \u06a9\u0647:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0647\u0631\u0686\u06cc \u067e\u0648\u0644 \u201c\u062f\u0631 \u062f\u0633\u062a\u0631\u0633\u201d \u0628\u0627\u0634\u0647\u060c \u062e\u0631\u062c\u200c\u0647\u0627 <strong>\u062e\u0648\u062f\u0634\u0648\u0646 \u0628\u0632\u0631\u06af \u0645\u06cc\u200c\u0634\u0646<\/strong> \u0648 \u0647\u0645\u0648\u0646\u200c\u0642\u062f\u0631\u06cc \u06a9\u0647 \u0647\u0633\u062a \u0631\u0648 \u0645\u06cc\u200c\u0628\u0644\u0639\u0646. (\u0647\u0645\u0648\u0646 \u0645\u0646\u0637\u0642 \u201c\u0647\u0631\u0686\u06cc \u067e\u0648\u0644 \u062f\u0627\u0631\u06cc \u062e\u0631\u062c\u062a \u0647\u0645 \u0647\u0645\u0648\u0646\u200c\u0642\u062f \u0645\u06cc\u200c\u0634\u0647\u201d)<\/li>\n\n\n\n<li>\u067e\u0633 \u0628\u0627\u06cc\u062f <strong>\u067e\u0648\u0644 \u0631\u0648 \u0627\u0632 \u0646\u0638\u0631 \u0641\u06cc\u0632\u06cc\u06a9\u06cc\/\u0630\u0647\u0646\u06cc \u062c\u062f\u0627 \u06a9\u0631\u062f<\/strong> \u062a\u0627 \u0648\u0633\u0648\u0633\u0647\u200c\u06cc \u062e\u0631\u062c\u200c\u06a9\u0631\u062f\u0646 \u06a9\u0645 \u0628\u0634\u0647: \u0647\u0645\u0648\u0646 \u0627\u06cc\u062f\u0647\u200c\u06cc \u201c\u0628\u0634\u0642\u0627\u0628\u200c\u0647\u0627\u06cc \u06a9\u0648\u0686\u06a9\u201d \u06cc\u0627 \u0686\u0646\u062f\u062a\u0627 \u201c\u0633\u0637\u0644 \u067e\u0648\u0644\u201d.<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">\u0633\u06cc\u0633\u062a\u0645 \u0627\u062c\u0631\u0627\u06cc\u06cc Profit First \u062f\u0631 \u06cc\u06a9 \u0646\u06af\u0627\u0647<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">1) \u0686\u0646\u062f\u062a\u0627 \u062d\u0633\u0627\u0628 \u062f\u0631\u0633\u062a \u0645\u06cc\u200c\u06a9\u0646\u06cc (\u0628\u0634\u0642\u0627\u0628\u200c\u0647\u0627\u06cc \u06a9\u0648\u0686\u06a9)<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u062d\u062f\u0627\u0642\u0644 \u06f5 \u062a\u0627 \u062d\u0633\u0627\u0628\/\u0628\u0627\u06a9\u062a:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Income (\u062f\u0631\u0622\u0645\u062f)<\/strong>: \u0647\u0645\u0647 \u067e\u0648\u0644\u200c\u0647\u0627 \u0627\u0648\u0644 \u0645\u06cc\u0627\u062f \u0627\u06cc\u0646\u062c\u0627<\/li>\n\n\n\n<li><strong>Profit (\u0633\u0648\u062f)<\/strong>: \u0633\u0647\u0645 \u0633\u0648\u062f<\/li>\n\n\n\n<li><strong>Owner\u2019s Pay (\u062d\u0642\u0648\u0642 \u0645\u0627\u0644\u06a9)<\/strong>: \u0633\u0647\u0645 \u062d\u0642\u0648\u0642 \u062e\u0648\u062f\u062a<\/li>\n\n\n\n<li><strong>Tax (\u0645\u0627\u0644\u06cc\u0627\u062a)<\/strong>: \u0633\u0647\u0645 \u0645\u0627\u0644\u06cc\u0627\u062a<\/li>\n\n\n\n<li><strong>OpEx (\u0647\u0632\u06cc\u0646\u0647\u200c\u0647\u0627\u06cc \u062c\u0627\u0631\u06cc)<\/strong>: \u0641\u0642\u0637 \u067e\u0648\u0644\u06cc \u06a9\u0647 \u0648\u0627\u0642\u0639\u0627\u064b \u0627\u062c\u0627\u0632\u0647 \u062f\u0627\u0631\u06cc \u0628\u0627\u0647\u0627\u0634 \u062e\u0631\u062c \u06a9\u0646\u06cc<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">(\u0628\u0639\u0636\u06cc \u06a9\u0633\u0628\u200c\u0648\u06a9\u0627\u0631\u0647\u0627 \u06cc\u0647 \u062d\u0633\u0627\u0628 \u0627\u0636\u0627\u0641\u0647 \u0647\u0645 \u0645\u06cc\u200c\u0630\u0627\u0631\u0646 \u0645\u062b\u0644 <strong>Materials\/Pass-through<\/strong> \u0628\u0631\u0627\u06cc \u0645\u0648\u0627\u062f\/\u067e\u0648\u0644\u0650 \u0639\u0628\u0648\u0631\u06cc.)<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">2) \u0631\u0648\u0632\u0647\u0627\u06cc \u201c\u062a\u0642\u0633\u06cc\u0645 \u067e\u0648\u0644\u201d \u062f\u0627\u0631\u06cc<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u0645\u0639\u0645\u0648\u0644\u0627\u064b <strong>\u0645\u0627\u0647\u0627\u0646\u0647 \u06f2 \u0628\u0627\u0631<\/strong> \u067e\u0648\u0644 \u0631\u0648 \u0627\u0632 Income \u0628\u0627 \u062f\u0631\u0635\u062f\u0647\u0627\u06cc \u0645\u0634\u062e\u0635 \u067e\u062e\u0634 \u0645\u06cc\u200c\u06a9\u0646\u06cc (\u0645\u062b\u0644\u0627\u064b \u06f1\u06f0 \u0648 \u06f2\u06f5 \u0647\u0631 \u0645\u0627\u0647).<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">3) \u0642\u0627\u0646\u0648\u0646 \u0637\u0644\u0627\u06cc\u06cc<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u0647\u0632\u06cc\u0646\u0647\u200c\u0647\u0627\u06cc \u06a9\u0633\u0628\u200c\u0648\u06a9\u0627\u0631 \u0641\u0642\u0637 \u0627\u0632 OpEx \u067e\u0631\u062f\u0627\u062e\u062a \u0645\u06cc\u200c\u0634\u0647.<\/strong><br>Profit\/Tax\/OwnerPay \u062f\u0633\u062a\u200c\u0632\u062f\u0646 \u0645\u0645\u0646\u0648\u0639 (\u0645\u06af\u0631 \u0637\u0628\u0642 \u0642\u0648\u0627\u0646\u06cc\u0646 \u062e\u0648\u062f \u0633\u06cc\u0633\u062a\u0645).<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">\u062f\u0631\u0635\u062f\u0647\u0627 \u06cc\u0639\u0646\u06cc \u0686\u06cc\u061f (TAP)<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u06a9\u062a\u0627\u0628 \u0645\u06cc\u200c\u06af\u0647 \u0628\u0631\u0627\u06cc \u0647\u0631 \u062d\u0633\u0627\u0628\u060c \u06cc\u0647 <strong>\u062f\u0631\u0635\u062f \u0647\u062f\u0641<\/strong> \u062a\u0639\u06cc\u06cc\u0646 \u0645\u06cc\u200c\u06a9\u0646\u06cc (Target Allocation Percentages). \u0627\u06cc\u0646 \u062f\u0631\u0635\u062f\u0647\u0627 \u0628\u0633\u062a\u0647 \u0628\u0647 \u0645\u062f\u0644 \u06a9\u0633\u0628\u200c\u0648\u06a9\u0627\u0631 \u0641\u0631\u0642 \u0645\u06cc\u200c\u06a9\u0646\u0647\u060c \u0648\u0644\u06cc \u0645\u0647\u0645 \u0627\u06cc\u0646\u0647 \u06a9\u0647:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u0627\u0632 <strong>\u06a9\u0645 \u0634\u0631\u0648\u0639 \u06a9\u0646\u06cc<\/strong><\/li>\n\n\n\n<li><strong>\u0647\u0631 \u0641\u0635\u0644<\/strong> \u06a9\u0645\u200c\u06a9\u0645 \u062f\u0631\u0635\u062f \u0633\u0648\u062f \u0631\u0648 \u0628\u0628\u0631\u06cc \u0628\u0627\u0644\u0627<\/li>\n\n\n\n<li>\u062e\u0631\u062c\u200c\u0647\u0627 \u0631\u0648 \u0645\u062c\u0628\u0648\u0631 \u06a9\u0646\u06cc \u062a\u0648 OpEx \u062c\u0627 \u0628\u0634\u0646<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u0627\u06cc\u062f\u0647\u200c\u06cc \u0627\u0635\u0644\u06cc \u06a9\u062a\u0627\u0628 (\u0647\u0633\u062a\u0647\u200c\u06cc \u0645\u0627\u062c\u0631\u0627) \u062d\u0633\u0627\u0628\u062f\u0627\u0631\u06cc \u0633\u0646\u062a\u06cc \u0645\u06cc\u200c\u06af\u0647: \u0641\u0631\u0648\u0634 \u2212 \u0647\u0632\u06cc\u0646\u0647\u200c\u0647\u0627 = \u0633\u0648\u062f \u0648\u0644\u06cc \u0646\u0648\u06cc\u0633\u0646\u062f\u0647 \u0645\u06cc\u200c\u06af\u0647 \u0645\u0634\u06a9\u0644 \u062f\u0642\u06cc\u0642\u0627\u064b \u0647\u0645\u06cc\u0646\u0647 \u0686\u0648\u0646 \u201c\u0633\u0648\u062f\u201d \u062a\u0647\u0650 \u062e\u0637 \u0645\u06cc\u200c\u0645\u0648\u0646\u0647 \u0648 \u0645\u0639\u0645\u0648\u0644\u0627\u064b \u0686\u06cc\u0632\u06cc \u0627\u0632\u0634 \u0646\u0645\u06cc\u200c\u0645\u0648\u0646\u0647. \u0631\u0627\u0647\u200c\u062d\u0644\u0634: \u0641\u0631\u0648\u0634 \u2212 \u0633\u0648\u062f = \u0647\u0632\u06cc\u0646\u0647\u200c\u0647\u0627 \u06cc\u0639\u0646\u06cc \u0627\u0648\u0644 \u0633\u0648\u062f \u0631\u0648 \u062c\u062f\u0627 \u06a9\u0646\u060c \u0628\u0639\u062f \u0628\u0627 \u0628\u0627\u0642\u06cc\u200c\u0645\u0627\u0646\u062f\u0647 \u06a9\u0633\u0628\u200c\u0648\u06a9\u0627\u0631 \u0631\u0648 \u0627\u062f\u0627\u0631\u0647 \u06a9\u0646. \u0648 \u0627\u06cc\u0646 \u06a9\u062a\u0627\u0628 \u062a\u0623\u06a9\u06cc\u062f \u0645\u06cc\u200c\u06a9\u0646\u0647 \u0628\u0631\u062f\u0627\u0634\u062a \u0633\u0648\u062f [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[15],"tags":[],"class_list":["post-3190","post","type-post","status-publish","format-standard","hentry","category-15"],"_links":{"self":[{"href":"https:\/\/notes.yummybrands.studio\/index.php?rest_route=\/wp\/v2\/posts\/3190","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/notes.yummybrands.studio\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/notes.yummybrands.studio\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/notes.yummybrands.studio\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/notes.yummybrands.studio\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=3190"}],"version-history":[{"count":3,"href":"https:\/\/notes.yummybrands.studio\/index.php?rest_route=\/wp\/v2\/posts\/3190\/revisions"}],"predecessor-version":[{"id":3195,"href":"https:\/\/notes.yummybrands.studio\/index.php?rest_route=\/wp\/v2\/posts\/3190\/revisions\/3195"}],"wp:attachment":[{"href":"https:\/\/notes.yummybrands.studio\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=3190"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/notes.yummybrands.studio\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=3190"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/notes.yummybrands.studio\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=3190"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}